Commercial Auto
Covering vehicles used for business purposes, Commercial Auto provides financial protection for damages or liability resulting from accidents involving company-owned or leased vehicles. Coverage typically includes liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist protection. This is essential for businesses that use cars, trucks, or vans for tasks like deliveries, transportation of goods, or employee travel.
Delivery
For Independent delivery drivers (DoorDash, Uber Eats, Instacart, etc.)
Small business owners delivering goods (like florists or local retailers)
Companies with fleets for last-mile delivery.
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Hazmat
Commercial auto insurance for hazmat (hazardous materials) involves specialized coverage designed for vehicles that transport dangerous or toxic substances. Because hauling hazmat poses higher risks—like chemical spills, explosions, or environmental damage—these policies are more complex and require more tailoring to your specific needs.
Auto Hauling
Auto Liability: Covers bodily injury and property damage if the hauler is at fault in an accident.
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Physical Damage: Covers repair or replacement of the hauler truck/trailer if it's damaged (e.g., collision, fire, theft).
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Motor Truck Cargo Insurance: Protects the vehicles being transported in case of damage or loss due to collision, fire, theft, or loading/unloading incidents.
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